Need funds? Get the support you need, when you need it.

Fast. Simple. Transparent.

Apply for an Irvin Global loan and get a decision quickly — payday, payroll, step-up and SME lending from a CAC-registered finance house, with branches across Nigeria.

Choose the loan that fits you

Four products, one straightforward process. Every card carries its own rate, tenure and a link to full details.

Salary earners

Payday Loan

Rate 6% · Tenure up to 273 days

Public sector

Payroll Loan

Rate 6% · Tenure up to 180 days

Traders

Step-Up Loan

Tenure up to 273 days

Businesses

SME Loan

Collateral flexible

Estimate before you apply

Loan Calculator

See indicative repayments in seconds — no page reload, no obligation.
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Figures are indicative estimates based on published rates and are not a loan offer. Final terms, including rate and tenure, are confirmed during underwriting. Step-Up and SME rates shown are indicative — confirm current rates with Irvin Global before publishing or relying on them.

How it works

From application to funds, in four steps

01

Apply

Tell us the product, amount and tenure you need.

02

Get verified

Confirm your ID and a few employment details.

03

Get a decision

Hear back quickly — most applicants within a day.

04

Receive funds

Approved funds are disbursed straight to your account.

Apply for a Loan

Complete the steps below to submit your loan application.