Loans
Our Loans
Rate: 6% | Tenure: Max 273 days
Payday Loan
This is a facility designed to meet the urgent needs of salary earners in private establishments. It is structured against salary.
- The net salary determines the loan amount to be availed
- Affordable interest rate.
- Seamless service delivery.
- Convenience in repayment.
- Flexible tenure up to 273 days.
Rate: 6% | Tenure: Max 273 days
Payroll Loan
This is a facility designed to meet the urgent needs of salary earners in the public establishment. It is structured against salary.
- Affordable interest rate.
- Loan availed through personal guarantee.
- Flexible repayment structured against the business turnover.
- Flexible tenure, not more than 180 days.
Up to 273 days
Step‑Up Loan
This loan facility is for traders with lockup shops who have a viable business with daily sales to augment their working capital.
- The net salary determines the loan amount to be availed
- Affordable interest rate.
- Seamless service delivery.
- Convenience in repayment.
- Flexible tenure up to 273 days.
Flexible collateral
SME Loan
Small Medium Enterprise (SME) loans are designed to enable small entrepreneurs, access business loans-working capital, project, supply (LPO), etc. Securities for these loans are based on traditional collaterals.
- Affordable interest rate.
- Flexible collateral.
- Repayment is structured against the business turnover.