Loan products built
around real, urgent needs.
Four facilities, one simple promise: fast decisions, transparent terms, and repayment that fits how you actually earn.
Our Loans
Pick the facility that fits you
Every product below has its own rate, tenure and calculator — see the numbers before you apply.
6% · up to 273 days
Payday Loan
Designed to meet the urgent needs of salary earners in private establishments. Structured against your salary, so your net pay determines what you can borrow.
- Net salary determines the loan amount available
- Affordable interest rate
- Seamless tenure delivery
- Convenient repayment
- Flexible tenure up to 273 days
6% · up to 180 days
Payroll Loan
Designed to meet the urgent needs of salary earners in public establishments. Structured against your salary and secured by personal guarantee.
- Affordable interest rate
- Loan availed through personal guarantee
- Tenure capped at 180 days
Up to 273 days
Step‑Up Loan
Built for traders with lock‑up shops who run a viable business with daily sales, to top up working capital when it’s needed most.
- Net income determines the loan amount available
- Affordable interest rate
- Seamless tenure delivery
- Convenient repayment
- Flexible tenure up to 273 days
See your numbers before you apply.
Pick a product, set an amount and tenure, and get an instant estimate of your repayment — then carry those terms straight into your application.
How it works
From application to funds, in four steps
01
Apply
Tell us the product, amount and tenure you need.
02
Get verified
Confirm your ID and a few employment details.
03
Get a decision
Hear back quickly — most applicants within a day.
04
Receive funds
Approved funds are disbursed straight to your account.